What is Realty Cash Flow?

Realty Cash Flow manages 5 data types including property calculations. Helps you organize, track, and share your work in 1 place for teams and solo users.

HELOC Capacity Calculator

Estimate how much you can borrow against your home equity to fund your next investment property.

HELOC Capacity Calculator

Estimate how much you can borrow against your home equity

Home Value

Current Mortgage Balance

LTV Limit (Lender Policy)80%

Most lenders allow 65-80% LTV. Check with your lender for exact limits.

Current Home Equity$250,000

Max Borrowable (80% LTV)$480,000

Estimated HELOC Capacity$130,000

This is approximately 52% of your total home equity

This is an estimate only. Actual HELOC approval depends on credit score, income, and lender requirements.